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Fernando P. Romero, LUTCF





Fernando Romero is an independent agent that specializes in helping his clients protect their dreams. He began his career in the Financial Services Industry in 1996. As an independent agent, Fernando works for you and the rest of his clients and not any one insurance company. This allows him to be better able to provide a wide range of insurance services that can be customized to fit the unique needs of his clients.

In addition to being a licensed life & health and property & casualty insurance agent, Fernando is a member of the National Association and Financial Advisors (NAIFA), and a qualifying member of the Million Dollar Round Table (MDRT).

He has also earned the Life Underwriting Training Council (LUTCF) designation from the American College. Prior to entering the financial services field, Fernando served honorably in the United States Marine Corps. He later worked as a civilian with the U.S. Military for 16 years, living in Japan, the Philippines, and Panama. Fernando and his wife Tina have been married for 25 years and have three daughters. They relocated to the Tampa area in 1996 and is their home now.




Dave O. Johnson, CFP, CLU





Dave Johnson has been a financial services professional since 1991. He provides a wide range of services for clients in both growing and protecting their wealth. As an independent agent, Dave is not tied to one particular insurance or financial company's products – giving him the ability to develop more customized plans for his clients's specific needs.

In addition to being a licensed life & health and property & casualty insurance agent, Dave is a board member of the NAIFA (National Association of Insurance and
Financial Advisors) Tampa Association. Dave and his wife Peggy have one daughter and one granddaughter. They have resided in the greater Brandon area since 1986.




Matthew Smith





Matthew Smith assists individuals and small business owners in the plan, design & analysis of their Health, Life, Medicare, Disability, and Supplemental Insurance needs. He has been with Romero Insurance since 2012 and services his clients in several states including Florida, New York, California and Kentucky. Matthew has his Life and Health license and is certified to sell Medicare and Fixed Annuities. He is appointed with the top insurance carriers to better serve his clients.

Matthew Is a graduate of Auburn University with a Bachelor’s degree in Life Science. In his free time he loves to spend time with his 6 year old daughter and also likes to play tennis. He also enjoys watching college football. “War Eagle”.

The best part about being in the insurance industry for Matthew is helping his clients customize a policy that meets their needs and budget. By designing an individual plan, he can rest well at night knowing that he has put his clients in the best possible position to protect themselves when they need it the most.




Rose Colon





Personal Lines Manager, employed with Romero Insurance
since 2003 specializing in auto & homeowners insurance.




Lill Paquette





Lill Paquette-Executive Assistant with over 15 years of experience
in managing office procedures and life policies.




Odette Juvanet





Odette Juvanet-Bilingual, with over 9 years of experience and
confidence in auto, homeowners and commercial lines.




Kristine Romero





Kristine Romero-Our newest member of our team, handling all your
auto and home insurance needs.




Romero Insurance & Financial Services
1462 Bloomingdale Ave ValricoFL33596 USA 
 • 813-657-0100